TY JOUR TI Metaverse – a New Space for Committing Fraud in the Field of Lending KW credit fraud; virtual space; crime prevention; cybercrime; shadow economy; national security; metaverse JO Bulletin of the Kazan Law Institute of MIA Russia AU Mursalimov, A.T. PY 2023 IS 14 PB Kazan law institute Ministry of Internal Affairs Russian Federation